Best Business Credit Card Reviews

  • Receive 5,000 bonus points on your first purchase
  • No pre-set spending limit* or finance charges
  • Earn one Membership Rewards® point for virtually every dollar you spend
  • Redeem points for top-tier rewards including travel, merchandise, office equipment, and gift cards for you or your employees
  • No introductory annual fee for the first year - a savings of $95
Conclusion:

The Business Green Rewards Card from American Express OPEN is a charge card that has a low annual fee and offers perks like earning rewards points from the Membership Rewards® Program that can be used for business expenses, travel, online purchases, and more. A charge card is a type of credit card whose balance must be paid in full every month, so there is no intro APR or regular APR associated with the card. The Business Green Rewards Card from American Express OPEN has no annual fee for the first year - $95 annual fee thereafter which is less than the other charge cards we review on our site.

In case you have any issues, American Express has 24/7 phone customer support and also has a reputation for superior customer service. For example, AMEX insures eligible purchases made with an AMEX credit card for up to 90 days from the date of purchase. If you're a small business owner and want a charge card with a low annual fee and a general rewards program, the Business Green Rewards Card from American Express OPEN is a great option.

Read Full Business Green Rewards Card from American Express OPEN Review

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Card Details

Credit Card Issuer

American Express

Credit Card Network

American Express

Annual Fee

No annual fee for the first year - $95 Annual Fee thereafter

Intro APR

N/A*

Intro APR Period

N/A*

Regular APR

N/A*

Balance Transfers

N/A*

Credit Needed

Excellent Credit*

Fraud and Theft Protection

Yes

Main Rewards Type

General Rewards

Phone Customer Support

24/7



  • $250 cash back bonus after you spend $5,000 within 3 months!
  • 5% cash back on the first $25,000 spent annually on office supply store purchases, cellular/landline phone service, and cable services
  • 2% cash back on the first $25,000 spent annually on gas and dining
  • 1% cash back on all other card purchases with no limit to the amount you can earn
  • Cash back rewards do not expire
  • 0% Introductory APR for 6 months*
  • No Annual Fee*
Conclusion:

The Chase Ink CashSM Business Credit Card has an excellent cash back rewards program and a very low annual fee. The Ink CashSM Business Credit Card charges an interest rate 13.24%(Variable), which is similar other credit cards we have reviewed. Some business credit cards charge a small annual fee after waiving your first year’s fee, so this credit card with $0 even after the first year, is less expensive than most other credit cards. In addition, the Ink CashSM Business Credit Card's cash back rewards program meets or exceeds our Market Standard for percentage point returns on all purchases.

In case you have any issues, Chase has 24/7 phone customer support. If you are looking for an inexpensive cash back rewards credit card, the Chase Ink CashSM Business Credit Card ard is a great option because of the very low annual fee.

Read Full Ink CashSM Business Review

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Card Details

Credit Card Issuer

Chase

Credit Card Network

Visa, Mastercard

Annual Fee

$0*

Intro APR

0.00%*

Intro APR Period

6 months on purchases and balance transfers*

Regular APR

13.24%*(Variable)

Balance Transfers

Yes*

Credit Needed

Excellent Credit*

Fraud and Theft Protection

Yes

Main Rewards Type

Cash Back

Phone Customer Support

24/7



  • Earn points even faster to get more rewards for your business
  • 3X points on airfare, 2X points on advertising, gas, and shipping, 1X points on everything else*
  • One million rewards from over 500 brands
  • Unlimited Rewards Potential - there is no limit to the number of points you can earn and points do not expire
  • 24/7 support for everything from identity theft to travel emergencies
  • $0 introductory annual fee for the first year, then $175
  • Get unlimited Additional Gold Cards for an additional annual fee of $50 - and this fee is waived for the first year
Conclusion:

The Business Gold Rewards Card® from American Express OPEN has a low annual fee compared to other charge cards and offers great perks like rewards points from the Membership Rewards® Program that can be used for travel, car rentals, hotels, and more. There is no cap on points you can earn, and points don't expire. A charge card is a type of credit card whose balance must be paid in full every month, so there is no intro APR or regular APR associated with the card. The Business Gold Rewards Card® from American Express OPEN has $0 introductory annual fee for the first year, then $175 which is less than the annual fees for other charge cards we review on our site.

In case you have issues, AMEX has 24/7 phone customer support and also has as reputation for superior customer service. For example, AMEX insures eligible purchases made with an AMEX credit card for up to 90 days from the date of purchase. If you're a small business owner and want a charge card with a low annual fee, The Business Gold Rewards Card® from American Express OPEN is a very good option.

Read Full The Business Gold Rewards Card® from American Express OPEN Review

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Card Details

Credit Card Issuer

American Express

Credit Card Network

American Express

Annual Fee

$0 introductory annual fee for the first year, then $175

Intro APR

N/A*

Intro APR Period

N/A*

Regular APR

N/A*

Balance Transfers

N/A*

Credit Needed

Excellent Credit*

Fraud and Theft Protection

Yes

Main Rewards Type

General Rewards

Phone Customer Support

24/7



  • 25,000 bonus points after you spend $5,000 in the first 3 months!*
  • 5X points per dollar on the first $25,000 spent annually on office supply store purchases, cellular/landline phone service, and cable services*
  • 2 points per dollar on the first $25,000 spent annually on fuel and lodging*
  • 1 point per dollar on all other card purchases with no limit on the amount you can earn*
  • Cash back rewards do not expire
  • 0% Introductory APR for 6 months*
  • No Annual Fee
Conclusion:

The Chase InkSM Classic Credit Card has a great rewards program and a very low annual fee. The InkSM Classic Credit Card charges an interest rate 13.24% (Variable), which is similar to the other credit cards we have reviewed. Some business credit cards charge a small annual fee after waiving your first year’s fee, so this business credit card, with a $0 annual fee after the first year is less expensive than most other credit cards. Also, Chase InkSM Classic's rewards program exceeds our Market Standard for points given per dollar spent.

In case you have any issues, Chase has 24/7 phone customer support. Overall, the Chase InkSM Classic Credit Card is a great option because of the low annual fee and excellent rewards program.

Read Full InkSM Classic Review

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Card Details

Credit Card Issuer

Chase

Credit Card Network

Visa, Mastercard

Annual Fee

$0*

Intro APR

0.00%*

Intro APR Period

6 months on purchases and balance transfers*

Regular APR

13.24%* (Variable)

Balance Transfers

Yes*

Credit Needed

Excellent Credit*

Fraud and Theft Protection

Yes

Main Rewards Type

General Rewards

Phone Customer Support

24/7



  • Credit Limits available to $750
  • Sole Proprietors and Entrepreneurs Welcome - No Business Too Small
  • Perfect for Your Everyday Business Needs
  • Great for Self-Employed Business Owners
  • Your Business Name on Your Business Card
Conclusion:

We feel that the Applied Bank® Visa® Business Card is an okay credit card. The Applied Bank® Visa® Business Card has a 23.99% regular APR which is very high for a business credit card. For its annual fee, you must go to its website to see terms.

If you are a card holder, you have M-F 9a-6p EST customer support hours available to you. The Applied Bank® Visa® Business Card is an okay option, especially if you have Fair/Poor credit.

Read Full Applied Bank® Visa® Business Card Review

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Card Details

Credit Card Issuer

American Express

Credit Card Network

Visa

Annual Fee

See Terms*

Intro APR

N/A

Intro APR Period

N/A

Regular APR

23.99%*

Balance Transfers

N/A*

Credit Needed

Fair/Poor*

Fraud and Theft Protection

Yes

Main Rewards Type

None

Phone Customer Support

M-F 9a-6p EST



  • Earn 30,000 bonus miles toward Award Travel - when you spend $500 on the Card in the first three months from account opening
  • Check your first bag free - for up to 8 people on your reservation - on every Delta flight
  • Receive double miles on Delta purchases and 1 mile for all other eligible dollars spent
  • Priority Boarding and 20% In-Flight Savings
  • $0 intro annual fee for the first year, then $95
  • No annual fee for Additional Cards
  • Save 3% to 10% automatically on business expenses from FedEx, Hertz®, OfficeMax®, and more with OPEN Savings®
Conclusion:

The Gold Delta SkyMiles® Business Credit Card from American Express OPEN has a high annual fee compared to other credit cards we've reviewed on our site, but it does offer a great rewards program where you can earn miles towards Delta airline flights. The Gold Delta SkyMiles® Business Credit Card from American Express OPEN has a low interest rate at 15.24% - 19.24% Variable compared to the other business credit cards we reviewed. Some business credit cards charge you a small annual fee after waiving your first year’s fee, so this business credit card, with $0 introductory annual fee for the first year, then $95 is more expensive than other cards with respect to that.

In case you have any issues, American Express has 24/7 phone customer support and also has a reputation for superior customer service. For example, AMEX insures eligible purchases made with an AMEX credit card for up to 90 days from the date of purchase. Overall, besides having a high annual fee, the Gold Delta SkyMiles® Business Credit Card from American Express OPEN is a great option because of the low interest rate charged and excellent rewards program.

Read Full Gold Delta SkyMiles® Business Credit Card from American Express OPEN Review

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Card Details

Credit Card Issuer

American Express

Credit Card Network

American Express

Annual Fee

$0 introductory annual fee for the first year, then $95

Intro APR

N/A

Intro APR Period

N/A

Regular APR

15.24% - 19.24% Variable

Balance Transfers

N/A*

Credit Needed

Excellent Credit*

Fraud and Theft Protection

Yes

Main Rewards Type

Travel Rewards

Phone Customer Support

24/7



  • Get cash back- 4% for annual gasoline purchases of up to $6,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco
  • 0% introductory APR on purchases for the first 6 months
  • No annual fee with your paid Costco Membership
  • Flexible payments—pay in full or over time
Conclusion:

The TrueEarnings® Business Card from Costco and American Express has a low annual fee compared to other credit cards we've reviewed on our site, it also offers an enticing rewards program where you can earn cash back for every purchase you make. The TrueEarnings® Business Card from Costco and American Express has a low interest rate at 15.24% compared to the other business credit cards we reviewed. Some business credit cards charge a small annual fee after waiving your first year’s fee, so with this business credit card having a $0 annual fee (with your paid Costco Membership) it is better than most other credit cards in this respect.

In case you have any issues, has 24/7 phone customer support and also has a reputation for superior customer service. For example, AMEX insures eligible purchases made with an AMEX credit card for up to 90 days from the date of purchase. Overall the TrueEarnings® Business Card from Costco and American Express is a good option because of the low interest rate, low annual fee and cash back rewards program.

Read Full TrueEarnings® Business Card from Costco and American Express Review

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Card Details

Credit Card Issuer

Credit Card Issuer

Credit Card Network

American Express

Annual Fee

$0*

Intro APR

0.00%*

Intro APR Period

6 months*

Regular APR

15.24%

Balance Transfers

Yes*

Credit Needed

Excellent Credit*

Fraud and Theft Protection

Yes

Main Rewards Type

Cash Back

Phone Customer Support

24/7



  • For a limited time: Earn 25,000 Membership Rewards® points by spending $5,000 in the first 3 months
  • Up to $200 Airline Fee Credit to cover incidentals with the airline of your choice
  • 20% Travel Bonus when redeeming with Membership Rewards® Pay with Points
  • Take advantage of 40 premium benefits and rewards, including 24/7 concierge service and dedicated business consultants
  • Complimentary airport club access to 600+ partner lounges, a $950/yr value
  • By Invitation Only: Receive exclusive access to events, ideal for entertaining clients or treating staff, worldwide that aren't available to the general public
  • No pre-set spending limit*
Conclusion:

The Business Platinum Card® from American Express OPEN is a charge card that has great perks like special Platinum-level business benefits (see list above) and rewards points from the Membership Rewards® Program, but it has an annual fee that is incredibly expensive compared to others we've reviewed. A charge card is a type of credit card whose balance must be paid in full every month, so there is no intro APR or regular APR associated with the card. The Business Platinum Card® from American Express OPEN has an annual fee $450.00 which is much more than the annual fees for the other charge cards we review on our site.

In case you have issues, AMEX has 24/7 phone customer support and also has as reputation for superior customer service. For example, AMEX insures eligible purchases made with an AMEX credit card for up to 90 days from the date of purchase. If you're a small business owner and want a charge card with lots of perks and are able to pay a high annual fee upfront, The Business Platinum Card® from American Express OPEN is a good option.

Read Full The Business Platinum Card® from American Express OPEN Review

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Card Details

Credit Card Issuer

American Express

Credit Card Network

American Express

Annual Fee

$450.00*

Intro APR

N/A*

Intro APR Period

N/A*

Regular APR

N/A*

Balance Transfers

N/A*

Credit Needed

Excellent Credit*

Fraud and Theft Protection

Yes

Main Rewards Type

General Rewards

Phone Customer Support

24/7



  • The Everything, Everywhere Trade Terms Cardsm from American Express OPEN
  • Pay in full within ten days, get a 1.5% discount
  • OR pay as little as 10% and take up to 2 months to pay off the balance, interest free
  • $0 introductory annual fee for the first year, then $185
  • A powerful cash flow management tool
Conclusion:

The Plum Card® from American Express OPEN is a charge card that has a fairly high annual fee but offers a flexible payment plan compared to other charge cards we've reviewed. A charge card is usually the type of credit card whose balance must be paid in full every month. This card has flexible payment options, and because it is still a charge card, there is no intro APR or regular APR associated with the account. The Plum Card® from American Express OPEN has $0 introductory annual fee for the first year, then $185 which is more than the annual fees for most other charge cards we review on our site.

In case you have issues, AMEX has 24/7 phone customer support and also has as reputation for superior customer service. For example, AMEX insures eligible purchases made with an AMEX credit card for up to 90 days from the date of purchase. If you're a small business owner and want a charge card with flexible payment options, The Plum Card® from American Express OPEN is an excellent choice.

Read Full The Plum Card® from American Express OPEN Review

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Card Details

Credit Card Issuer

American Express

Credit Card Network

American Express

Annual Fee

$0 introductory annual fee for the first year, then $185

Intro APR

N/A*

Intro APR Period

N/A*

Regular APR

N/A*

Balance Transfers

N/A*

Credit Needed

Excellent Credit*

Fraud and Theft Protection

Yes

Main Rewards Type

None

Phone Customer Support

24/7



* See Corporate & Business Credit Card Applications for details about terms and conditions of offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Sign Up Now" button you will be directed to the Credit Card Application where you can review the credit card terms and conditions directly on the credit card issuer's website.