Best Business Credit Card Reviews
The Business Green Rewards Card from American Express OPEN is a charge card that has a low annual fee and offers perks like earning rewards points from the Membership Rewards® Program that can be used for business expenses, travel, online purchases, and more. A charge card is a type of credit card whose balance must be paid in full every month, so there is no intro APR or regular APR associated with the card. The Business Green Rewards Card from American Express OPEN has no annual fee for the first year - $95 annual fee thereafter which is less than the other charge cards we review on our site.
In case you have any issues, American Express has 24/7 phone customer support and also has a reputation for superior customer service. For example, AMEX insures eligible purchases made with an AMEX credit card for up to 90 days from the date of purchase. If you're a small business owner and want a charge card with a low annual fee and a general rewards program, the Business Green Rewards Card from American Express OPEN is a great option.
| Card Details | |
|---|---|
|
Credit Card Issuer |
American Express |
|
Credit Card Network |
American Express |
|
Annual Fee |
No annual fee for the first year - $95 Annual Fee thereafter |
|
Intro APR |
N/A* |
|
Intro APR Period |
N/A* |
|
Regular APR |
N/A* |
|
Balance Transfers |
N/A* |
|
Credit Needed |
Excellent Credit* |
|
Fraud and Theft Protection |
Yes |
|
Main Rewards Type |
General Rewards |
|
Phone Customer Support |
24/7 |
The Chase Ink CashSM Business Credit Card has an excellent cash back rewards program and a very low annual fee. The Ink CashSM Business Credit Card charges an interest rate 13.24%(Variable), which is similar other credit cards we have reviewed. Some business credit cards charge a small annual fee after waiving your first year’s fee, so this credit card with $0 even after the first year, is less expensive than most other credit cards. In addition, the Ink CashSM Business Credit Card's cash back rewards program meets or exceeds our Market Standard for percentage point returns on all purchases.
In case you have any issues, Chase has 24/7 phone customer support. If you are looking for an inexpensive cash back rewards credit card, the Chase Ink CashSM Business Credit Card ard is a great option because of the very low annual fee.
Read Full Ink CashSM Business Review
| Card Details | |
|---|---|
|
Credit Card Issuer |
Chase |
|
Credit Card Network |
Visa, Mastercard |
|
Annual Fee |
$0* |
|
Intro APR |
0.00%* |
|
Intro APR Period |
6 months on purchases and balance transfers* |
|
Regular APR |
13.24%*(Variable) |
|
Balance Transfers |
Yes* |
|
Credit Needed |
Excellent Credit* |
|
Fraud and Theft Protection |
Yes |
|
Main Rewards Type |
Cash Back |
|
Phone Customer Support |
24/7 |
The Business Gold Rewards Card® from American Express OPEN has a low annual fee compared to other charge cards and offers great perks like rewards points from the Membership Rewards® Program that can be used for travel, car rentals, hotels, and more. There is no cap on points you can earn, and points don't expire. A charge card is a type of credit card whose balance must be paid in full every month, so there is no intro APR or regular APR associated with the card. The Business Gold Rewards Card® from American Express OPEN has $0 introductory annual fee for the first year, then $175 which is less than the annual fees for other charge cards we review on our site.
In case you have issues, AMEX has 24/7 phone customer support and also has as reputation for superior customer service. For example, AMEX insures eligible purchases made with an AMEX credit card for up to 90 days from the date of purchase. If you're a small business owner and want a charge card with a low annual fee, The Business Gold Rewards Card® from American Express OPEN is a very good option.
| Card Details | |
|---|---|
|
Credit Card Issuer |
American Express |
|
Credit Card Network |
American Express |
|
Annual Fee |
$0 introductory annual fee for the first year, then $175 |
|
Intro APR |
N/A* |
|
Intro APR Period |
N/A* |
|
Regular APR |
N/A* |
|
Balance Transfers |
N/A* |
|
Credit Needed |
Excellent Credit* |
|
Fraud and Theft Protection |
Yes |
|
Main Rewards Type |
General Rewards |
|
Phone Customer Support |
24/7 |
The Chase InkSM Classic Credit Card has a great rewards program and a very low annual fee. The InkSM Classic Credit Card charges an interest rate 13.24% (Variable), which is similar to the other credit cards we have reviewed. Some business credit cards charge a small annual fee after waiving your first year’s fee, so this business credit card, with a $0 annual fee after the first year is less expensive than most other credit cards. Also, Chase InkSM Classic's rewards program exceeds our Market Standard for points given per dollar spent.
In case you have any issues, Chase has 24/7 phone customer support. Overall, the Chase InkSM Classic Credit Card is a great option because of the low annual fee and excellent rewards program.
Read Full InkSM Classic Review
| Card Details | |
|---|---|
|
Credit Card Issuer |
Chase |
|
Credit Card Network |
Visa, Mastercard |
|
Annual Fee |
$0* |
|
Intro APR |
0.00%* |
|
Intro APR Period |
6 months on purchases and balance transfers* |
|
Regular APR |
13.24%* (Variable) |
|
Balance Transfers |
Yes* |
|
Credit Needed |
Excellent Credit* |
|
Fraud and Theft Protection |
Yes |
|
Main Rewards Type |
General Rewards |
|
Phone Customer Support |
24/7 |
We feel that the Applied Bank® Visa® Business Card is an okay credit card. The Applied Bank® Visa® Business Card has a 23.99% regular APR which is very high for a business credit card. For its annual fee, you must go to its website to see terms.
If you are a card holder, you have M-F 9a-6p EST customer support hours available to you. The Applied Bank® Visa® Business Card is an okay option, especially if you have Fair/Poor credit.
| Card Details | |
|---|---|
|
Credit Card Issuer |
American Express |
|
Credit Card Network |
Visa |
|
Annual Fee |
See Terms* |
|
Intro APR |
N/A |
|
Intro APR Period |
N/A |
|
Regular APR |
23.99%* |
|
Balance Transfers |
N/A* |
|
Credit Needed |
Fair/Poor* |
|
Fraud and Theft Protection |
Yes |
|
Main Rewards Type |
None |
|
Phone Customer Support |
M-F 9a-6p EST |
The Gold Delta SkyMiles® Business Credit Card from American Express OPEN has a high annual fee compared to other credit cards we've reviewed on our site, but it does offer a great rewards program where you can earn miles towards Delta airline flights. The Gold Delta SkyMiles® Business Credit Card from American Express OPEN has a low interest rate at 15.24% - 19.24% Variable compared to the other business credit cards we reviewed. Some business credit cards charge you a small annual fee after waiving your first year’s fee, so this business credit card, with $0 introductory annual fee for the first year, then $95 is more expensive than other cards with respect to that.
In case you have any issues, American Express has 24/7 phone customer support and also has a reputation for superior customer service. For example, AMEX insures eligible purchases made with an AMEX credit card for up to 90 days from the date of purchase. Overall, besides having a high annual fee, the Gold Delta SkyMiles® Business Credit Card from American Express OPEN is a great option because of the low interest rate charged and excellent rewards program.
| Card Details | |
|---|---|
|
Credit Card Issuer |
American Express |
|
Credit Card Network |
American Express |
|
Annual Fee |
$0 introductory annual fee for the first year, then $95 |
|
Intro APR |
N/A |
|
Intro APR Period |
N/A |
|
Regular APR |
15.24% - 19.24% Variable |
|
Balance Transfers |
N/A* |
|
Credit Needed |
Excellent Credit* |
|
Fraud and Theft Protection |
Yes |
|
Main Rewards Type |
Travel Rewards |
|
Phone Customer Support |
24/7 |
The TrueEarnings® Business Card from Costco and American Express has a low annual fee compared to other credit cards we've reviewed on our site, it also offers an enticing rewards program where you can earn cash back for every purchase you make. The TrueEarnings® Business Card from Costco and American Express has a low interest rate at 15.24% compared to the other business credit cards we reviewed. Some business credit cards charge a small annual fee after waiving your first year’s fee, so with this business credit card having a $0 annual fee (with your paid Costco Membership) it is better than most other credit cards in this respect.
In case you have any issues, has 24/7 phone customer support and also has a reputation for superior customer service. For example, AMEX insures eligible purchases made with an AMEX credit card for up to 90 days from the date of purchase. Overall the TrueEarnings® Business Card from Costco and American Express is a good option because of the low interest rate, low annual fee and cash back rewards program.
| Card Details | |
|---|---|
|
Credit Card Issuer |
Credit Card Issuer |
|
Credit Card Network |
American Express |
|
Annual Fee |
$0* |
|
Intro APR |
0.00%* |
|
Intro APR Period |
6 months* |
|
Regular APR |
15.24% |
|
Balance Transfers |
Yes* |
|
Credit Needed |
Excellent Credit* |
|
Fraud and Theft Protection |
Yes |
|
Main Rewards Type |
Cash Back |
|
Phone Customer Support |
24/7 |
The Business Platinum Card® from American Express OPEN is a charge card that has great perks like special Platinum-level business benefits (see list above) and rewards points from the Membership Rewards® Program, but it has an annual fee that is incredibly expensive compared to others we've reviewed. A charge card is a type of credit card whose balance must be paid in full every month, so there is no intro APR or regular APR associated with the card. The Business Platinum Card® from American Express OPEN has an annual fee $450.00 which is much more than the annual fees for the other charge cards we review on our site.
In case you have issues, AMEX has 24/7 phone customer support and also has as reputation for superior customer service. For example, AMEX insures eligible purchases made with an AMEX credit card for up to 90 days from the date of purchase. If you're a small business owner and want a charge card with lots of perks and are able to pay a high annual fee upfront, The Business Platinum Card® from American Express OPEN is a good option.
| Card Details | |
|---|---|
|
Credit Card Issuer |
American Express |
|
Credit Card Network |
American Express |
|
Annual Fee |
$450.00* |
|
Intro APR |
N/A* |
|
Intro APR Period |
N/A* |
|
Regular APR |
N/A* |
|
Balance Transfers |
N/A* |
|
Credit Needed |
Excellent Credit* |
|
Fraud and Theft Protection |
Yes |
|
Main Rewards Type |
General Rewards |
|
Phone Customer Support |
24/7 |
The Plum Card® from American Express OPEN is a charge card that has a fairly high annual fee but offers a flexible payment plan compared to other charge cards we've reviewed. A charge card is usually the type of credit card whose balance must be paid in full every month. This card has flexible payment options, and because it is still a charge card, there is no intro APR or regular APR associated with the account. The Plum Card® from American Express OPEN has $0 introductory annual fee for the first year, then $185 which is more than the annual fees for most other charge cards we review on our site.
In case you have issues, AMEX has 24/7 phone customer support and also has as reputation for superior customer service. For example, AMEX insures eligible purchases made with an AMEX credit card for up to 90 days from the date of purchase. If you're a small business owner and want a charge card with flexible payment options, The Plum Card® from American Express OPEN is an excellent choice.
| Card Details | |
|---|---|
|
Credit Card Issuer |
American Express |
|
Credit Card Network |
American Express |
|
Annual Fee |
$0 introductory annual fee for the first year, then $185 |
|
Intro APR |
N/A* |
|
Intro APR Period |
N/A* |
|
Regular APR |
N/A* |
|
Balance Transfers |
N/A* |
|
Credit Needed |
Excellent Credit* |
|
Fraud and Theft Protection |
Yes |
|
Main Rewards Type |
None |
|
Phone Customer Support |
24/7 |
* See Corporate & Business Credit Card Applications for details about terms and conditions of offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Sign Up Now" button you will be directed to the Credit Card Application where you can review the credit card terms and conditions directly on the credit card issuer's website.









