The Business Gold Rewards Card® from American Express OPEN
The Business Gold Rewards Card® from American Express OPEN has a low annual fee compared to other charge cards and offers great perks like rewards points from the Membership Rewards® Program that can be used for travel, car rentals, hotels, and more. There is no cap on points you can earn, and points don't expire. A charge card is a type of credit card whose balance must be paid in full every month, so there is no intro APR or regular APR associated with the card. The Business Gold Rewards Card® from American Express OPEN has $0 introductory annual fee for the first year, then $175 which is less than the annual fees for other charge cards we review on our site.
In case you have issues, AMEX has 24/7 phone customer support and also has as reputation for superior customer service. For example, AMEX insures eligible purchases made with an AMEX credit card for up to 90 days from the date of purchase. If you're a small business owner and want a charge card with a low annual fee, The Business Gold Rewards Card® from American Express OPEN is a very good option.
About the Issuer
American Express claims to be the world’s largest card issuer by purchase volume and is a diversified global financial services company. American Express was founded in 1850 and is one of the 30 components of the Dow Jones Industrial Average. They offer a variety of credit and charge cards, including personal, small business, corporate and prepaid cards. They also offer various rewards associated with your card that can be used for travel, entertainment, events and shopping. You can find helpful information on the American Express OPEN Forum, which is a community designed to help you grow your business.
| Card Details | |
|---|---|
|
Credit Card Issuer |
American Express |
|
Credit Card Network |
American Express |
|
Annual Fee |
$0 introductory annual fee for the first year, then $175 |
|
Intro APR |
N/A* |
|
Intro APR Period |
N/A* |
|
Regular APR |
N/A* |
|
Balance Transfers |
N/A* |
|
Credit Needed |
Excellent Credit* |
|
Fraud and Theft Protection |
Yes |
|
Main Rewards Type |
General Rewards |
|
Phone Customer Support |
24/7 |
|
Online Banking Access |
Yes |
|
Categorize Expenses |
Yes |
* See Corporate & Business Credit Card Applications for details about terms and conditions of offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Sign Up Now" button you will be directed to the Credit Card Application where you can review the credit card terms and conditions directly on the credit card issuer's website.

